Reality star Zara is reportedly spending all her time at Louis Tomlinson’s London home

Zara McDermott and Louis Tomlinson’s relationship has been a slow drip of intrigue since whispers first began earlier this year — but now the details are finally coming into focus.

The former Love Island star and the One Direction singer first fuelled speculation when fans noticed them following each other on Instagram. Louis’ sisters, Lottie, Daisy and Phoebe, quickly followed suit, cementing the sense that something was brewing. Before long, Zara and Louis were spotted at The Suffolk Hotel, sharing a posh pub lunch that included £100 fish and chips — the kind of sighting guaranteed to set the internet ablaze.

A source at the time suggested they were “taking things slowly and enjoying each other’s company.” The couple later went Instagram official, posting carefully curated snaps that sent fans into meltdown. Since then, though, the pair have largely kept things under wraps.

That silence has now been broken. According to new reports, Zara has been “pretty much living” at Louis’ house. “They’re smitten and she has been spending all of her time at his place,” one insider revealed. “She’s even started making her social media videos from there instead of her parents’ home.”

Zara, 27, had returned to live with her parents following her second split from Made in Chelsea star Sam Thompson around Christmas 2024. Sam, devastated by her new relationship, told friend Pete Wicks that he “wouldn’t wish a hard launch on my worst enemy.”

Now, it appears Zara has swapped family life for something far more rock ‘n’ roll. While sources insist she hasn’t officially moved in, the reality is that she’s rarely anywhere else. “Louis’s home and her parents’ house are nowhere near each other, so it made sense that she is spending more time at his,” the insider explained.

The relationship is said to be firmly in its honeymoon phase. “They want to be with each other as much as possible when they’re not working,” the source added. “Zara spent loads of time travelling with Louis this summer, and now they’re back in the UK, she’s using his place as a base a lot of the time.”

The reports will sting for Sam Thompson, who previously dated Zara twice before their final split. He has spoken candidly about his heartbreak and the difficulty of watching her move on so publicly. Fans online have joked that someone needs to “check in on Sammy boy,” given his boundless golden retriever energy and well-known emotional openness.

For Zara, though, the relationship seems to have brought stability and excitement. After a turbulent few years navigating breakups and the spotlight, she now appears content — balancing her growing media career with time spent alongside one of Britain’s most recognisable pop stars.

As for Louis, 33, the singer has kept a lower profile in recent years while continuing to build his solo career. Known for being fiercely private, the fact that Zara has become part of his day-to-day life suggests the relationship is serious.

For now, fans will have to settle for the occasional Instagram glimpse and paparazzi sighting. But the reports are clear: Zara McDermott is no longer just dating Louis Tomlinson — she’s effectively moved in