Two lucky premium bonds holders from Liverpool and Gloucestershire take home £1m each in January’s draw.
The New Year has brought good fortune to two lucky Premium Bonds holders as NS&I announced the first £1 million jackpot winners of 2025. This January, one winner hails from Liverpool, while the other is from Gloucestershire, marking a promising start to the year for the nation’s savers.
Premium Bonds, a unique savings product from National Savings and Investment (NS&I), offer holders a chance to win substantial, tax-free cash prizes each month. Unlike traditional savings accounts, these bonds enrol participants in a monthly prize draw, where luck could transform modest savings into life-changing rewards.
For the January 2025 draw, NS&I distributed over 5.8 million prizes, amounting to a staggering total payout of £429 million. Among these, the £1 million jackpots have become the talk of the nation.
Liverpool’s Lucky Winner
One of the million-pound prizes went to a bondholder from Liverpool, with the winning bond number 492XB861312. This fortunate individual holds £37,025 in Premium Bonds, and their winning bond was purchased back in March 2022. Notably, this marks the third time Liverpool has celebrated a Premium Bonds millionaire.
Gloucestershire’s Golden Moment
Joining Liverpool in the winners’ circle is a bondholder from Gloucestershire, who scooped the other £1 million jackpot. Their winning bond, numbered 601RW421962, is part of a £50,000 holding and was purchased as recently as November 2024. Impressively, this winner is the ninth Premium Bonds millionaire to emerge from Gloucestershire.
Celebrating the Wins
Andrew Westward, Retail Director at NS&I, expressed his excitement over the latest jackpot winners. “We’re delighted to kick off 2025 by creating our first Premium Bonds millionaires of the year in Liverpool and Gloucestershire,” he said.
Westward also encouraged Britons to consider Premium Bonds as a smart financial choice in the new year. “With every £1 invested, savers not only secure a chance at winning tax-free prizes but also benefit from the protection of HM Treasury,” he noted.
How Premium Bonds Work
Premium Bonds offer a unique blend of savings security and prize-winning potential. Savers can invest a minimum of £25, with a maximum limit of £1 million. Each £1 is entered into the monthly prize draw, providing equal chances for all holders, regardless of the size of their investment.
Bondholders can easily check for winnings via the NS&I website or the dedicated Premium Bonds prize checker app. January’s prize results are available from January 3, allowing participants to see if they’ve started the year with a financial windfall.
Building Wealth with NS&I
As Britons navigate an uncertain economic landscape, NS&I continues to champion Premium Bonds as a reliable and rewarding savings option. The institution urges savers to explore its range of products, which combine safety and the potential for attractive returns.
Premium Bonds remain one of the UK’s most popular savings products, offering a mix of excitement and financial security. The first £1 million winners of 2025 serve as a reminder that fortune can strike anywhere, turning ordinary savings into extraordinary opportunities.
Whether you’re an experienced investor or new to saving, NS&I’s Premium Bonds could make this year your lucky one
